Skip to main content

Education

General Kids Resources | Kindergarten–5th Grade | 6th–12th Grade | College | Parents and Teachers

Federal Student Loan Debt Relief

The Department of Education is fighting to ensure that 40 million people that are eligible to receive student debt relief will eventually receive it. The matter is currently before the Supreme Court.

How Much Debt Relief You Can Get

  • Up to $20,000 in debt relief if you received a Federal Pell Grant in college and meet the income requirements
  • Up to $10,000 in debt relief if you didn’t receive a Federal Pell Grant in college and meet the income requirements

Student Loan Forgiveness Options

There are several other options that the Department of Education has that may assist in reducing or discharging your debt. A forgiveness, cancellation, or discharge of your loan means that you are no longer required to repay some or all of your loan. This includes the following:

  • The Total & Permanent Disability Discharge
  • Public Service Loan Forgiveness
  • Teacher Loan Forgiveness
  • Closed School Discharge
  • Perkins Loan Cancellation and Discharge
  • Discharge in Bankruptcy (in rare cases)
  • Borrower Defense to Repayment
  • False Certification Discharge
  • Unpaid Refund Discharge
  • Forgery Discharge

The following information is for students, parents and teachers.

General Kids Resources

Return to Top

Kindergarten–5th Grade

Return to Top

6th–12th Grade

Return to Top

College

  • Prepare for CollegeStart by defining your goals and interests, understanding college costs, and planning financially and academically.
  • Types of Aid — View information about the types of aid available from the federal government and other sources: grants, scholarships, loans, and work-study programs, and learn how to lower your costs when you go to college.
  • Who Gets Aid — Find out who gets aid, how to stay eligible, and how to get eligibility back if you've lost it.
  • Apply for Aid — Learn how to submit your Free Application for Federal Student Aid (FAFSA®), how aid is calculated, and how you'll get your aid.
  • Repay Your Loans — Choose a repayment plan, pay on time, avoid default, and get help with problems.

Return to Top

Parents and Teachers

Return to Top